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Retirement, investment, and legacy planning for Arizona families

Blue-collar values.

White-collar discipline.

Planning that respects both.

Sonoran Creek Wealth Advisors was built for people who worked for what they have and do not want to be talked over, sold to, or rushed into decisions. We help pre-retirees, retirees, couples, and widows organize retirement income, investments, Social Security timing, and legacy details into one clear plan.

Chris Lutzel

Meet Your Advisor

Chris Lutzel

Founder

Chris Lutzel built Sonoran Creek Wealth Advisors for the clients he knows best: hardworking people who want straight answers and real follow-through.

He often says he comes from a blue-collar upbringing in a white-collar profession. That shows up in how he communicates: practical, respectful, and direct.

10245 E Via Linda Blvd, Suite 208, Scottsdale, AZ 85258

Form CRS | ADV Part 2A

(480) 427-3610

clutzel@c1s.net

Securities and Advisory Services offered through CreativeOne Securities, LLC Member FINRA/SIPC and an Investment Advisor. Sonoran Creek Wealth Advisors and CreativeOne Securities are not affiliated.

Licensed insurance professional. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Past performance may not be used to predict or project future results. This material is for informational purposes only and should not be construed as a recommendation or advice for your particular circumstances. We are not affiliated with or endorsed by any government agency, and do not provide tax or legal advice.

Sonoran Creek Wealth Advisors does not provide legal advice and cannot draft legal documents. We work with experienced CPA’s, tax planners and estate planning attorneys who develop the legal documents that express a client’s estate planning intentions. We are pleased to work with a client’s current estate planning attorney, CPA®, and other advisers.

Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm's ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).